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Cast Consulting Services, LLC

Privacy Policy

Last modified: 4-27-23

Introduction

Cast Consulting Services, LLC ("Company," "We" or “Us”) respects your privacy and is committed to protecting it through our compliance with this privacy policy (the “Policy”).

This Policy describes the types of information we may collect from you or that you may provide when you visit our websites or our social media sites (the websites and social media sites collectively referred to as our “Sites"), or register to purchase our products, use our services or attend our events, and our practices for collecting, using, maintaining, protecting, and disclosing that information.

This Policy applies to information we collect on the Sites; and in email, text, and other electronic messages between you and the Sites. It does not apply to information collected by us offline or through any other means, including on any other website operated by any third-party, or by any third-party, including through any application or content (including advertising) that may link to or be accessible from or on the Sites.

Please read this Policy carefully to understand our policies and practices regarding your information and how we will treat it. If you do not agree with our policies and practices, your choice is not to use our Sites. By accessing or using these Sites, you agree to this Policy. This Policy may change from time to time (see Changes to Our Privacy Policy). Your continued use of these Sites after we make changes is deemed to be acceptance of those changes, so please check the Policy periodically for updates.

Children Under the Age of 18

If you are under 18, do not use or provide any information on the Sites. Our Sites are not intended for children under 18 years of age. No one under age 18 may provide any information to the Sites. We do not knowingly collect personal information from children under 18. If we learn we have collected or received personal information from a child under 18 without verification of parental consent, we will delete that information. If you believe we might have any information from or about a child under 18, please contact us.

Information We Collect About You and How We Collect It

We collect several types of information from and about users of our Sites, including information:

· By which you may be personally identified, such as name, postal address, e-mail address, telephone number or any other identifier by which you may be contacted online or offline ("personal information"); and

· About your location, internet connection, the equipment you use to access our Sites, and usage details.

We collect this information:

· Directly from you when you provide it to us.

· Automatically as you navigate through the site. Information collected automatically may include usage details, IP addresses, and information collected through cookies and other tracking technologies.

· From third-parties, including our business partners.

Information You Provide to Us

The information we collect on or through our Sites may include:

· Information that you provide by completing forms on our Sites. This includes information provided at the time of registering to use our Sites or to attend one of our programs, posting material, or requesting products or services. We may also ask you for information when you report a problem with our Sites.

· Records and copies of your correspondence (including email addresses) if you contact us.

· Your search queries on the Sites.

You also may provide information to be published or displayed (hereinafter, "posted") on public areas of the Sites, or to be transmitted to other users of the Sites or third-parties (collectively, "User Contributions"). Your User Contributions are posted and transmitted to others at your own risk. Although you may set certain privacy settings for such information, please be aware that no security measures are perfect or impenetrable. Additionally, we cannot control the actions of other users of the Sites with whom you may choose to share your User Contributions. Therefore, we cannot and do not guarantee that your User Contributions will not be viewed by unauthorized persons.

Information We Collect Through Automatic Data Collection Technologies

As you navigate through and interact with our Sites, we may use automatic data collection technologies to collect certain information about your equipment, browsing actions, and patterns, including:

· Details of your visits to our Sites, including traffic data, location data, and other communication data and the resources that you access and use on the Sites.

· Information about your computer and internet connection, including your IP address, operating system, and browser type.

Your IP address is automatically assigned to your computer by your Internet Service Provider. An IP address may be identified and logged automatically in our server log files whenever a user accesses the Sites(s), along with the time of the visit and the page(s) that were visited. Collecting IP addresses is standard practice and is done automatically by many websites, applications and other services. We use IP addresses for purposes such as calculating usage levels, diagnosing server problems and administering the Sites(s). We may also derive your approximate location from your IP address.

The information we collect automatically is only statistical data and does not include personal information. It helps us to improve our Sites and to deliver a better and more personalized service by enabling us to:

· Estimate our audience size and usage patterns.

· Store information about your preferences, allowing us to customize our Sites according to your individual interests.

· Speed up your searches.

· Recognize you when you return to our Sites.

The technologies we use for automatic data collection may include:

· Cookies (or browser cookies). A cookie is a small file placed on the hard drive of your computer. You may refuse to accept browser cookies by activating the appropriate setting on your browser. However, if you select this setting you may be unable to access certain parts of our Sites. Unless you have adjusted your browser setting so that it will refuse cookies, our system may issue cookies when you direct your browser to our Sites. We use both session and persistent cookies on the Sites and we use different types of cookies to run the Sites:

· Essential/strictly necessary cookies: Some cookies we use are essential to the functioning of the Sites.

· Analytical/performance cookies: Allow us to recognize and count the number of visitors and see how visitors move around the Sites when using them. This helps us improve the way the site functions.

· Functionality cookies: Used to recognize you when you return to the Sites. This enables us to personalize our content for you, greet you by name, and remember your preferences.

· Targeting cookies: Record your visit to the Sites, the pages you have visited, and the links you have followed. We will use this information to make the Sites more relevant to your interests.

· Flash Cookies. Certain features of our Sites may use local stored objects (or Flash cookies) to collect and store information about your preferences and navigation to, from, and on our Sites. Flash cookies are not managed by the same browser settings used for browser cookies. For information about managing your privacy and security settings for Flash cookies, see Choices About How We Use and Disclose Your Information.

· Web Beacons. Pages of the Sites may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that permit the Firm, for example, to count users who have visited those pages or opened an email and for other related website statistics (for example, recording the popularity of certain website content and verifying system and server integrity).

· Google Analytics. We use Google Analytics to track how you and others use certain Sites in order to manage and improve those Sites. Google Analytics collects information such as how often users visit this site, what pages they visit when they do so, and what other sites they used prior to coming to this site. Google Analytics collects only the IP address assigned to you on the date you visit this site, rather than your name or other identifying information. We do not combine the information collected through the use of Google Analytics with personally identifiable information. For information on how Google uses this information, and how you can control the usage of that information, please see here.

· Google Adwords. We use the various Google Adwords features to advertise on third-party websites, including Google, to previous visitors to the Sites. With Google Ads Remarketing, third-party vendors use Cookies (including third-party Cookies such as those from DoubleClick) to provide our advertisements on the internet based upon your past visits to the Sites, and with Demographics and Interest Reporting, we use aggregate data provided (such as age, gender, and interests) to understand and communicate better with visitors to the Sites. You may opt-out of Google’s use of Google Adwords by adjusting your advertising settings. To opt-out of a third-party vendor's use of cookies you may visit the Network Advertising Initiative opt-out page.

Third-Party Use of Cookies and Other Tracking Technologies

Some content or applications, including advertisements, on the Sites are served by third-parties, including advertisers, ad networks and servers, content providers, and application providers. These third-parties may use cookies to collect information about you when you use our website. The information they collect may be associated with your personal information or they may collect information, including personal information, about your online activities over time and across different websites and other online services. They may use this information to provide you with interest-based (behavioral) advertising or other targeted content.

We do not control these third-parties' tracking technologies or how they may be used. If you have any questions about an advertisement or other third-party service, you should contact the responsible provider directly. For information about how you can opt-out of receiving targeted advertising from many providers, see Choices About How We Use and Disclose Your Information below.

How We Use Your Information

We use information that we collect about you or that you provide to us, including any personal information, :

· To present our Sites and their related contents to you.

· To determine if we can provide you with information, products, or services that you request from us, and to do so if possible.

· To fulfill any other purpose for which the information is provided.

· To carry out our obligations and enforce our rights arising from any contracts entered into between you and us, including for billing and collection.

· To notify you about changes to our Sites or any products or services we offer or provide though it.

· In any other way we may describe when you provide the information.

· For any other purpose with your consent.

While registration may not be required for you to use a Site, there may be circumstances in which you choose to register for our products or services, to attend our events or to receive ongoing updates from Company. In these cases, we may contact registrants to invite them to our events, provide them with information about our services, publications and products, or for other marketing purposes.

Disclosure of Your Information

We may disclose aggregated information about our users, and information that does not identify any individual, without restriction.

We may disclose personal information that we collect or that you provide as described in this Policy:

· To contractors, service providers, and other third-parties we use to support our business and who are bound by contractual obligations to keep personal information confidential and use it only for the purposes for which we disclose it to them.

· To fulfill the purpose for which you provide it.

· For any other purpose disclosed by us when you provide the information.

· With your consent.

We may also disclose your personal information:

· To comply with any court order, law, or legal process, including response to any government or regulatory request.

· To enforce or apply our Terms and Conditions and other agreements, including for billing and collection purposes.

· If we believe disclosure is necessary or appropriate to protect the rights, property, or safety of Company, our clients, or others.

· To enforce or apply our Terms and Conditions and other agreements.

Choices About How We Use and Disclose Your Information

We strive to provide you with choices regarding the personal information you provide to us. We have created mechanisms to provide you with the following control over your information:

· Tracking Technologies and Advertising. You can set your browser to refuse all or some browser cookies, or to alert you when cookies are being sent. To learn how you can manage your Flash cookie settings, visit the Flash player settings page on Adobe's website. If you disable or refuse cookies, please note that some parts of this site may then be inaccessible or not function properly.

· Information about Company. If you do not wish to have your contact information used by Company to promote our own or third-party products or services, you can opt-out by sending us an email thtough our contact form. If we have sent you a promotional email, you may send us a return email asking to be omitted from future email distributions.

We do not control third-party collection or use of your information to serve interest-based advertising. However, these third-parties may provide you with ways to choose not to have your information collected or used in this way. You can opt-out of receiving targeted ads from members of the Network Advertising Initiative ("NAI") on the NAI's website.

Accessing and Correcting Your Information

You may contact us to request access to, correction or deletion of any personal information that you have provided to us. We cannot delete your personal information except by also deleting your user account. We may not accommodate a request to change information if we believe the change would violate any law or legal requirement or cause the information to be incorrect.

If you delete your User Contributions from the Sites, copies of your User Contributions may remain viewable in cached and archived pages or might have been copied or stored by other Sites users. Access and use of information provided on the Sites, including User Contributions, is governed by our Terms and Conditions.

Your California Privacy Rights

If you are a California resident, California law requires that we provide you with a summary of your privacy rights under the California Online Privacy Protection Act (the “Act”), the Shine the Light Law (the “Law”), and the California Business and Professions Code and Civil Code (the “Codes”). As required by the Act, the Law and the Codes, we will provide you with the categories of personally identifiable information that we collect through this Sites and the categories of third-party persons or entities with whom such personally identifiable information may be shared for direct marketing purposes at your request. We are required to inform you, at your request: (1) the categories of personally identifiable information we collect and what third-parties, we share that information with; (2) the names and addresses of those third-parties; and (3) examples of the products marketed by those companies. We are also required to allow you to control who we can and cannot share that information with. To obtain this information, please send a request by email. When contacting us, please indicate your name, address, and what personally identifiable information you do not want us to share with third-parties. The request should be made through our contact form and labeled “California Customer Choice Notice.” Please allow thirty (30) days for a response. Also, please note that there is no charge for controlling the sharing of your personally identifiable information or requesting this notice.

Users Outside the United States of America

If you are a resident of a country within the European Union or are otherwise accessing our site from outside the United States of America, by using this site and providing us your information, you hereby explicitly acknowledge and agree to (i) the transfer of such information to the United States and (ii) the collection, use and disclosure of your personally identifiable information in accordance with this Policy.

Data Security

We have implemented measures designed to secure your personal information from accidental loss and from unauthorized access, use, alteration, and disclosure. The safety and security of your information also depends on you. Where we have given you (or where you have chosen) a password for access to certain parts of our Sites, you are responsible for keeping this password confidential. We ask you not to share your password with anyone.

Unfortunately, the transmission of information via the internet is not completely secure. Although we do our best to protect your personal information, we cannot guarantee the security of your personal information transmitted to our Sites. Any transmission of personal information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures contained on the Sites.

Changes to Our Privacy Policy

It is our policy to post any changes we make to the Policy on this page. If we make material changes to how we treat our users' personal information, we will notify you through a notice on the appropriate Site. The date the Policy was last revised is identified at the top of the page. You are responsible for ensuring we have an up-to-date active and deliverable email address for you, and for periodically visiting our Sites and this Policy to check for any changes.

Contact Information

To ask questions or comment about this Policy and our privacy practices, or to register a complaint, contact us.

CAST CONSULTING SERVICES TERMS AND CONDITIONS

Last Modified [5/1/2023]

These Terms and Conditions (“Terms”) apply to castconsultingok.com and any other CAST CONSULTING SERVICES, LLC (“Company,” “we,” or “us”) websites (including any social media sites, collectively the “Sites”) on or content accessible via the Sites (including any Site page or separately-formatted content, collectively, “Content”) that either link to these Terms or for which no separate Terms are provided, including any purchases, sales or other transactions through the Sites (each a “Transaction”).

Some of the Sites or Content may have their own terms and conditions. By accessing any Site or Content, you agree to be bound by any terms that govern use of each such Site or Content. To the extent that there are no separate terms and conditions provided with respect to a Site or Content, these Terms apply. You agree that all information you provide to register with the Sites, including but not limited to through the use of any interactive features on the Sites or the Content, is governed by our Privacy Policy, and you consent to all actions we take with respect to your information consistent with our Privacy Policy

Please read these Terms carefully as they contain important information regarding your legal rights, remedies and obligations with respect to your use of the Sites or Content and your Transactions with us, including but not limited to various limitations and exclusions, and indemnities.

By accessing or using the Sites or Content or the products or services available via the Sites (the “Products” and “Services” respectively), or engaging in a Transaction with us, you signify that you have read, understand, and agree to be bound by these Terms in all respects with respect to the Sites, Content, Services and Transactions. If you are not willing to be bound by each and every term or condition, or if any representation made herein by you is not true or accurate, you may not use, and shall cease using, the Sites, Content, and/or Services, and may not engage in any Transaction with us.

INFORMATIONAL PURPOSE ONLY. The Sites and Content are for informational purposes only. Neither the Sites nor Content constitute legal, investment, or other professional advice, and neither should be relied upon by you or any third-party. Before making any decision or taking any action, you should consult with a professional advisor.

REQUIREMENTS TO USE THE SITES AND CONTENT. Visitors are currently permitted to view only limited portions of the Sites prior to deciding whether to become a registered user. Full access to the Sites and the Services is available only to registered users and, if a subscription is required, then only to registered users who are also paid subscribers. If you wish to become a registered user, you must register on our Sites, you must complete the registration procedures displayed on the registration page(s) of the Sites and, where applicable, pay the required subscription fee. Some aspects of the Sites and the Services are available to all registered users, and some are available only to registered users who have paid the required subscription fee and/or other charges, all of which are posted at the Sites.

If you are an individual, you represent and warrant that you have reached the age of majority in the jurisdiction in which you reside, and that you are in any event at least eighteen (18) years old.

If you are using the Sites or Content or engaging in a Transaction on behalf of a corporation or other organization, you represent and warrant that you have the ability to agree to these Terms on behalf of such organization and all references to “you” throughout these Terms will include such organization, jointly and severally with you personally.

You represent and warrant that (i) you are not located in a country that is subject to a U.S. Government embargo, or that has been designated by the U.S. Government as a “terrorist supporting” country; and (ii) you are not listed on any U.S. Government list of prohibited or restricted parties. If any applicable law, rule or regulation prohibits you to access the Sites or engage in a Transaction with us, you may not access the Sites and may not engage in any Transaction with us. If you nevertheless access or use the Sites or Content, you will still be bound to these Terms and shall have all the obligations, responsibilities, and liabilities as if you were eligible to do so.

DOWNLOADING. You may only download Content that is expressly designated to be downloaded by users. Any unauthorized use, transmission, distribution, reproduction, reverse engineering, modification of any Content, or use thereof for an illegal purpose, is expressly prohibited.

SUBMISSION OF INFORMATION OR MATERIALS. You may be required to provide us with information about yourself in order to enjoy certain features of the Sites, such as setting up account(s), downloading or using our Content, or engaging in a Transaction. If you choose to provide us with such information, you agree: (i) to provide true, accurate, current, and complete information about yourself as prompted by the Sites, and (ii) to maintain and update this information to keep it true, accurate, current, and complete. If any information provided by you is untrue, inaccurate, not current or incomplete, we have the right to terminate your account and refuse any and all current or future use of the Sites or Content or prohibit you from engaging in Transactions with us. Any information you provide to us is subject to our Privacy Policy.

If you choose, or are provided with, a user name, password or any other piece of information as part of our security procedures, you must treat such information as confidential, and you must not disclose it to any other person or entity. You also acknowledge that your account is personal to you and agree not to provide any other person with access to the Sites or Content with your user name, password or other security information. You agree to notify us immediately of any unauthorized access to or use of your user name or password or any other breach of security. You also agree to ensure that you exit your account at the end of each session. You should use particular caution when accessing your account from a public or shared computer so that others are not able to view or record your password or other personal information. We have the right to disable any user name, password or other identifier, whether chosen by you or provided by us, at any time if, in our opinion, you have violated any provision of these Terms.

CHANGES TO AND AVAILABILITY OF THE SITES, CONTENT, PRODUCTS AND SERVICES. Company does not warrant that the Sites or Content are error-free. Content may contain technical inaccuracies and/or typographical or other types of errors and may be changed or updated at any time without notice, including any representations of inventory or other elements of the Products or Services . We may also make improvements and/or changes in the Products and Services described on the Sites at any time without notice. We will use reasonable efforts to place accurate and up-to-date information on the Sites but make no warranty of its accuracy, completeness and/or timeliness. You acknowledge that your use of any information available through the Sites is at your own risk. Additionally, certain functions of the site, including but not limited to, payment processing and certain audio-visual components may be provided by a third party and you agree that we will not be liable in any manner with respect to such third-party functions. We will not be liable if for any reason all or any part of the Site is unavailable at any time or for any period. From time to time, we may restrict access to some parts of the Site, or the entire Site, Access to all or parts of any of the Sites may be suspended at any time without notice, including with respect to registered users.

USER CONTRIBUTIONS. The Sites and Content may contain message boards, chat rooms, personal web pages or profiles, forums, bulletin boards, and other interactive features (collectively, "Interactive Services") that allow users to post, submit, publish, display or transmit to other users or other persons (hereinafter, "Post") content or materials (collectively, "User Contributions") on or through the Sites or Content. All User Contributions must comply with the Content Standards set out in these Terms. Any User Contribution you post to the Sites or to the Content will be considered non-confidential and non-proprietary. By providing any User Contribution on the Sites or on the Content, you grant us and our licensees, successors, and assigns the right to use, reproduce, modify, perform, display, distribute, and otherwise disclose to third-parties any such material.

You represent and warrant that:

• You own or control all rights in and to the User Contributions and have the right to grant the license granted above to us and our licensees, successors, and assigns.

• All of your User Contributions do and will comply with these Terms.

You understand and acknowledge that you are responsible for any User Contributions you submit or contribute, and you, not Company, have full responsibility for such content, including its legality, reliability, accuracy, and appropriateness. We are not responsible, or liable to any third-party, for the content or accuracy of any User Contributions posted by you or any other user of the Sites or the Content.

MONITORING. We may monitor use of the Sites from time to time, but have no obligation to do so. If and when we do monitor your use of one or more of the Sites, we will do so in accordance with applicable law. In addition, we have the right to:

• Remove or refuse to post any User Contributions for any or no reason in our sole discretion.

• Take any action with respect to any User Contribution that we deem necessary or appropriate in our sole discretion, including if we believe that such User Contribution violates these Terms, including the Content Standards, infringes any intellectual property right or other right of any person or entity, threatens the personal safety of users of the Sites, the Content or the public or could create liability for Company or any of our clients, vendors or employees.

• Disclose your identity or other information about you to any third-party who claims that material posted by you violates their rights, including their intellectual property rights or their right to privacy.

• Take appropriate legal action, including without limitation, referral to law enforcement, for any illegal or unauthorized or inaccurate use of the Sites or Content.

• Terminate or suspend your access to all or part of the Sites or Content for any violation of these Terms.

Without limiting the foregoing, we have the right to fully cooperate with any law enforcement authorities or court order requesting or directing us to disclose the identity or other information of anyone posting any materials on or through the Sites or Content. YOU WAIVE AND HOLD HARMLESS COMPANY AND OUR OFFICERS, DIRECTORS, SHAREHOLDERS, EMPLOYEES, AGENTS, SUCCESSORS, OR ASSIGNS FROM ANY CLAIMS RESULTING FROM ANY ACTION TAKEN BY ANY OF THE FOREGOING PARTIES DURING OR AS A RESULT OF SUCH MONITORING AND ANY RESULTING INVESTIGATIONS AND FROM ANY ACTIONS TAKEN AS A CONSEQUENCE OF INVESTIGATIONS BY EITHER SUCH PARTIES OR LAW ENFORCEMENT AUTHORITIES.

LINKS TO THIRD-PARTY SITES. The Sites may contain links to Sites and other materials made available by third-parties. If you use such functionality, you are directing us to access, route, and transmit to you.

Third-party content may be protected by applicable copyrights, trademarks, patents, trade secrets or other proprietary rights and laws. Nothing in your use of the Sites or these Terms grants you any right, title or interest in or to this content, except for the limited right to use the Sites as set out in these Terms.

Unless specifically stated otherwise, Company does not endorse, approve, recommend, or certify any information, product, process, service, or organization presented or mentioned in the Sites, and information from the Sites should not be referenced in any way to imply such approval or endorsement. The availability of any third-party content through the Sites does not imply the endorsement of or affiliation with any provider of such Sites. Your use of any third-party content is at your own risk and is subject to any terms, conditions, and policies applicable to them (such as terms of service or privacy policies of the providers of the third-party content).

INTELLECTUAL PROPERTY RIGHTS. Unless otherwise indicated, the Sites and Content, and their entire contents, features and functionality (including but not limited to all information, software, text, displays, images, video and audio, and the design, selection and arrangement thereof), are owned by Company, our licensors or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws. These Terms permit you to use the Sites and Content for your personal, non-commercial use only. You must not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store or transmit any of the material on the Sites (including Content), except as follows:

· Your computer may temporarily store copies of such materials incidental to your accessing and viewing those materials.

· You may store files that are automatically cached by your Web browser for display enhancement purposes.

· You may print or download one copy of a reasonable number of pages of the Sites or Content for your own personal, non-commercial use and not for further reproduction, publication or distribution.

· If we provide social media features with certain content, you may take such actions as are enabled by such features.

You must not:

· Modify copies of any materials from the Sites or Content.

· Use any illustrations, photographs, video or audio sequences or any graphics separately from the accompanying text.

· Delete or alter any copyright, trademark or other proprietary rights notices from copies of materials from the Sites or Content.

You must not access or use for any commercial purposes any part of the Sites or Content or any services or materials available through the Sites.

If you wish to make any use of material on the Sites, or Content, other than that set out in this section, please send your request to our contact form.

If you print, copy, modify, download or otherwise use or provide any other person with access to any part of the Sites or Content in breach of these Terms, your right to use the Sites and the Content will cease immediately and you must, at our option, return or destroy any copies of the materials you have made. No right, title or interest in or to the Sites or Content is transferred to you, and all rights not expressly granted are reserved by Company. Any use of the Sites or Content not expressly permitted by these Terms is a breach of these Terms and may violate copyright, trademark and other laws.

TRADEMARKS. All information and material including images and text on the Sites are the property of (or under licensed use by) Company and are subject to copyright protections. You must not use such marks without the prior written permission of Company. All other names, logos, product, and service names, designs, and slogans on the Sites and Content are the trademarks of their respective owners.

COPYRIGHT INFRINGEMENT. If you believe that any User Contributions violate your copyright, please notify us through the contact form. It is our policy to terminate the user accounts of repeat infringers.

LINKING TO THE SITES. You may link to the Sites provided that you do so in a way that is fair and legal and does not damage our reputation or take advantage of it, but you must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part. Any such link may not involve:

· unauthorized use of our logo

· any false claim (actual or implied) of endorsement by, or other relationship with Company;

· framing or embedding of any pages of our Sites; or

· other infringement of our trademarks, copyright and/or other intellectual property rights.

Company does not bear any responsibility whatsoever for the content, accuracy or security of any Sites that are linked (by way of hyperlink or otherwise) to the Sites. The Site from which you are linking, or on which you make certain content accessible, must comply in all respects with the Content Standards set out in these Terms. You agree to cooperate with us in causing any unauthorized framing or linking immediately to cease. We reserve the right to withdraw linking permission without notice. We may disable all or any social media features and any links at any time without notice in our discretion.

This Sites may provide certain social media features that enable you to:

• Link from your own or certain third-party Sites to certain content on this Site.

• Send e-mails or other communications with certain content, or links to certain content, on the Sites.

• Cause limited portions of content on this Site to be displayed or appear to be displayed on your own or certain third-party Sites.

You may use these features solely as they are provided by us and solely with respect to the content they are displayed with, and otherwise in accordance with any additional terms and conditions we provide with respect to such features. Subject to the foregoing, you must not:

• Establish a link from any Site that is not owned by you.

• Cause the Site or the Mobile Apps, or portions of either, to be displayed, or appear to be displayed by, for example, framing, deep linking or in-line linking, on any other site.

• Link to any part of the Site other than the homepage.

• Otherwise take any action with respect to the materials on this Site or the Mobile Apps that is inconsistent with any other provision of these Terms.

Certain links on the Sites lead to servers maintained by individuals or organizations over which Company has no control. Company makes no representations or warranties regarding the accuracy or any other aspect of the information located on such servers. A link to a third-party’s Site should not be construed as an endorsement by either Company or that third-party of the other party or its products and services. We accept no responsibility for them or for any loss or damage that may arise from your use of them. If you decide to access any of the third-party Sites linked to the Sites or Content, you do so entirely at your own risk and subject to the terms and conditions of use for such Sites.

OTHER ONLINE SERVICES. Company may from time to time offer a variety of other online services and products through one or more of the Sites; however, such services will be subject to their own terms and conditions. These Terms are intended to govern use of the Sites and not other services that may be provided or made available by or through Company.

CONTENT STANDARDS. These content standards (“Content Standards”) apply to any and all User Contributions and use of the Sites and Content. User Contributions must in their entirety comply with all applicable federal, state, local, and international laws and regulations. Without limiting the foregoing, User Contributions must not:

• Contain any material which is defamatory, obscene, indecent, abusive, offensive, harassing, violent, hateful, inflammatory or otherwise objectionable.

• Promote sexually explicit or pornographic material, violence or discrimination based on race, sex, religion, nationality, disability, sexual orientation or age.

• Infringe any patent, trademark, trade secret, copyright or other intellectual property or other rights of any other person.

• Violate the legal rights (including the rights of publicity and privacy) of others or contain any material that could give rise to any civil or criminal liability under applicable laws or regulations or that otherwise may be in conflict with these Terms or our Privacy Policy.

• Be likely to deceive any person.

• Promote any illegal activity, or advocate, promote or assist any unlawful act.

• Cause annoyance, inconvenience or needless anxiety or be likely to upset, embarrass, alarm or annoy any other person.

• Impersonate any person, or misrepresent your identity or affiliation with any person or organization.

• Involve commercial activities or sales, such as contests, sweepstakes, and other sales promotions, barter or advertising.

• Give the impression that they emanate from or are endorsed by us or any other person or entity, if this is not the case.

PROHIBITED ACTIONS. You may not do any of the following on, through or in any way in connection with the Sites, Content, or any Product or Service:

· Upload, post, transmit or submit any information or material that (i) contains software viruses, worms, code, files or programs designed to interrupt, deny service, destroy or limit the functionality of any computer software or hardware or telecommunications equipment; (ii) is defamatory, libelous, obscene, indecent, pornographic, abusive, threatening to others, intimidating, hateful, racially or ethnically objectionable or constitutes stalking; (iii) infringes the patent, copyright, trademark, trade secret, right of publicity, right to privacy or other intellectual property right of any third-party; (iv) violates any state, federal or international law; (v) constitutes bulk or unsolicited commercial email – i.e. spam; (vi) constitutes phishing; or (vii) constitutes a BOT or spider.

· Solicit information from or harm in any way anyone under the age of eighteen (18) years.

· Interfere with or disrupt the Sites or the services provided by the Sites.

· Impersonate any person or entity or otherwise misrepresents your affiliation with a person or entity.

· Violate or infringe any of our trademark, copyright, proprietary or intellectual property rights.

· Violate or breach any provision of these Terms.

· Copy, modify, create a derivative work of, reverse engineer, reverse assemble or otherwise attempt to discover any source code or software used in connection with the Sites or obtain unauthorized access to the Sites.

· Use any content or other information to, in whole or in part, create a likelihood of confusion, to misrepresent any fact or to deceive others in any form or by any means.

· Copy, modify, reuse, rent, lease, distribute, republish, retransmit, sell, lend, assign or transfer any the Sites.

· Access any Sites by any means other than through the interface provided by us.

· Remove any copyright notice, trademark notice or other proprietary notice from any content you download or otherwise receive from or through any Sites.

· Misappropriate the funds, property or data of any person.

· Hack or crack in an attempt to gain unauthorized access to the Sites or any data, content or other information on or accessible through any Sites.

· Grant access to any third-party to access or use any Sites or Content on your behalf, even as an agent, without the written consent of Company.

· Further or promote any criminal activity or enterprise or provides instructional information about illegal activities including, but not limited to making or buying illegal weapons, violating someone's privacy, or providing or creating computer viruses.

· Include a photograph of another person that you have posted without that person’s consent or, in the case of children under the age of eighteen (18), parental consent, or that otherwise constitutes an invasion of an individual’s privacy or infringement of publicity rights.

ADDITIONAL PROVISIONS APPLICABLE TO PRODUCTS AND SERVICES.

Regarding the Products offered through the Sites:

· Products will be delivered within a reasonable time after purchase using the method indicated to you at the time of purchase, to the location you communicate to us (the “Delivery Point”), subject to availability and the limitations described herein. We are not liable for any delays, loss, or damage in transit.

· If you engage in multiple Transactions with us, we may in our sole discretion, without liability or penalty, make partial shipments of Products to you even though full payment is due at the time of purchase.

· You will be deemed to have accepted the Product unless you notify us of any Nonconforming Product in writing within 3 days of receipt and provide us with written evidence or other documentation as we may require. “Nonconforming Product” means only the following: (i) the Product shipped is different than identified in this Agreement; or (ii) the Product’s label or packaging incorrectly identifies its contents.

· If you timely notify us of any Nonconforming Product, we will, in our sole discretion, (i) replace such Nonconforming Product with a conforming Product, or (ii) credit or refund the price for such Nonconforming Product. You shall ship, at your expense and risk of loss, the Nonconforming Product to the address we provide. If we exercise our option to replace the Nonconforming Product, we will, after receiving your shipment of the Nonconforming Product, ship to you, at your expense and risk of loss, the replaced Product to the Delivery Point.

· You acknowledge and agree that the remedies set forth here are your exclusive remedies for the delivery of Nonconforming Products. Except as provided here, all sales of Products to you are made on a one-way basis and you have no right to return Products to Seller.

Regarding the Services offered through the Sites:

· You agree that the Services are provided for the specific limited purposes we communicate to you and to use any deliverable(s) solely for those purposes, and that they are not a guarantee of any future success.

· Unless communicated by us otherwise, any deliverables produced are not designed to be a complete decision-making tool but are intended to contribute to the evaluation of and dialogue with individuals, teams and organizations, along with a variety of other factors and sources of information.

· You are solely responsible for the accuracy and completeness of data provided to us for purposes of providing the Services, making all management decisions relating to the Services, and evaluating the adequacy and results of the Services.

· Any analyses and recommendations provided by us are based on the circumstances and information provided to us at the time of the Services, so you must use and retain any such materials in accordance with the dates and limitations we communicate to you.

NO ADVICE. The information provided on the Sites, including without limitation all newsletters, podcasts, papers, articles, and other Content downloaded or accessed by you is for general guidance and to offer you general information on particular subjects of interest. Data and information is provided on the Sites and in the Content for informational purposes only. Unless otherwise indicated, no information on the Site or in the Content is intended to constitute investment, legal, accounting, tax, marketing, or other professional advice or services.

PRIVACY. The terms of the Company Privacy Policy are hereby incorporated as part of these Terms.

ENFORCEABILITY. Your use of the Sites and Content and features accessed through them constitutes your agreement to these Terms; such agreement will be deemed for all legal purposes to be in writing and legally enforceable as a signed written agreement.

INTERPRETATION. In these Terms, (i) the captions and headings are for convenience only and do not constitute substantive matter and are not to be construed as interpreting the contents of these Terms, (ii) the word “including”, the word “includes” and the phrase “such as”, when following a general statement or term (whether or not non-limiting language such as “without limitation” or “but not limited to” or other words of similar import are used with reference thereto), is not to be construed as limiting, and the word “or” between two or more listed matters does not imply an exclusive relationship between the matters being connected, and (iii) all references to Sites or URLs will also include any successor or replacement Sites containing substantially similar information as the referenced Sites(s).

RELATIONSHIP. You agree that accessing the Sites, or downloading or use of the Content, does not establish a professional relationship between you and Company or any party associated with Company. Any reliance you place on such information is strictly at your own risk. We disclaim all liability and responsibility arising from any reliance placed on such materials by you or any other visitor to the Sites or user of the Content, or by anyone who may be informed of any of their contents. The Sites and Content may include content provided by third-parties, including materials provided by other users, bloggers and third-party licensors, syndicators, aggregators, and/or reporting services. All statements and/or opinions expressed in these materials, and all articles and responses to questions and other content, other than the content provided by Company, are solely the opinions and the responsibility of the person or entity providing those materials. These materials do not necessarily reflect the opinion of Company. We are not responsible, or liable to you or any third-party, for the content or accuracy of any materials provided by any third-parties.

CHANGES. Company reserves the right to update these Terms at any time without notice to you. Such modifications shall become effective immediately upon the posting thereof. You must review these Terms on a regular basis to keep yourself apprised of any changes. The most current version of these Terms can be found on the Sites.

GEOGRAPHIC RESTRICTIONS. Company is based in the state of Oklahoma in the United States. We make no claims that the Sites OR Content is accessible or appropriate outside of the United States. Access to the Sites or Content may not be legal by certain persons or in certain countries. If you access the Sites or Content from outside the United States, you do so on your own initiative and are responsible for compliance with local laws.

DISCLAIMER OF WARRANTIES. You understand that we cannot and do not guarantee or warrant that the Sites or Content will be free of viruses or other destructive code. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for anti-virus protection and accuracy of data input and output, and for maintaining a means external to our site for any reconstruction of any lost data. WE WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY A DISTRIBUTED DENIAL-OF-SERVICE ATTACK, VIRUSES OR OTHER TECHNOLOGICALLY HARMFUL MATERIAL THAT MAY INFECT YOUR COMPUTER EQUIPMENT, COMPUTER PROGRAMS, DATA OR OTHER PROPRIETARY MATERIAL DUE TO YOUR USE OF THE SITES, CONTENT OR ANY SERVICES, OR ON ANY SITE LINKED TO THEM. YOUR USE OF THE SITES, CONTENT AND ANY SERVICES IS AT YOUR OWN RISK. THE SITES, CONTENT AND ANY PRODUCTS OR SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. NEITHER COMPANY NOR ANY PERSON ASSOCIATED WITH COMPANY MAKES ANY WARRANTY OR REPRESENTATION WITH RESPECT TO THE COMPLETENESS, SECURITY, RELIABILITY, QUALITY, ACCURACY OR AVAILABILITY OF THE SITES, CONTENT, PRODUCTS OR SERVICES. WITHOUT LIMITING THE FOREGOING, NEITHER COMPANY NOR ANYONE ASSOCIATED WITH COMPANY REPRESENTS OR WARRANTS THAT THE SITES, CONTENT OR ANY PRODUCTS OR SERVICES WILL BE ACCURATE, RELIABLE, ERROR-FREE OR UNINTERRUPTED, THAT DEFECTS WILL BE CORRECTED, THAT THE SITES OR THE SERVER(S) THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS OR THAT THE SITES, CONTENT OR ANY PRODUCTS OR SERVICES WILL OTHERWISE MEET YOUR NEEDS OR EXPECTATIONS. COMPANY HEREBY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, STATUTORY OR OTHERWISE, INCLUDING BUT NOT LIMITED TO ANY WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT AND FITNESS FOR PARTICULAR PURPOSE. THE FOREGOING DOES NOT AFFECT ANY WARRANTIES WHICH CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

LIMITATION ON LIABILITY. IN NO EVENT WILL COMPANY OR OUR LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS OR DIRECTORS BE LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, THE SITES, CONTENT, PRODUCTS OR SERVICES, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO, PERSONAL INJURY, PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, LOSS OF DATA, AND WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT OR OTHERWISE, EVEN IF FORESEEABLE. IN NO EVENT SHALL COMPANY’S AGGREGATE LIABILITY ARISING OUT OF OR RELATED TO A CLAIM OR SERIES OF RELATED CLAIMS WITH RESPECT TO THE SITES, CONTENT, OR ANY PRODUCT OR SERVICE, WHETHER ARISING OUT OF OR RELATED TO BREACH OF CONTRACT, TORT (INCLUDING NEGLIGENCE) OR OTHERWISE, EXCEED (A) THE TOTAL OF THE AMOUNTS YOU HAVE PAID TO COMPANY WITH RESPECT TO THE SITE, CONTENT, PRODUCT OR SERVICE WHICH IS THE SUBJECT OF THE CLAIM OR (B) $100.00 WHICHEVER IS LESS. THE FOREGOING DOES NOT AFFECT ANY LIABILITY WHICH CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

NO SETOFF. You shall not, and acknowledge that you will have no right to, withhold, offset, recoup or debit any amounts owed (or to become due and owing ) to us under any circumstances against any other amount owed (or to become due and owing) to you by us.

INDEMNIFICATION. YOU AGREE TO DEFEND, INDEMNIFY AND HOLD HARMLESS COMPANY, OUR LICENSORS AND SERVICE PROVIDERS, AND OUR AND THEIR RESPECTIVE OFFICERS, DIRECTORS, SHAREHOLDERS, EMPLOYEES, CONTRACTORS, AGENTS, LICENSORS, SUPPLIERS, SUCCESSORS, AND ASSIGNS FROM AND AGAINST ANY CLAIMS, LIABILITIES, DAMAGES, JUDGMENTS, AWARDS, LOSSES, COSTS, EXPENSES OR FEES (INCLUDING REASONABLE ATTORNEYS' FEES) ARISING OUT OF OR RELATING TO YOUR VIOLATION OF THESE TERMS OR YOUR USE OF THE SITES, CONTENT, PRODUCTS OR SERVICES, INCLUDING, BUT NOT LIMITED TO, YOUR USER CONTRIBUTIONS, ANY USE OF THE SITES, CONTENT, PRODUCTS OR SERVICES OTHER THAN AS EXPRESSLY AUTHORIZED IN THESE TERMS OR ANY ADDITIONAL INSTRUCTIONS OR DOCUMENTATION PROVIDED WITH A PRODUCT OR SERVICE, AND YOUR USE OF ANY INFORMATION OBTAINED FROM THE SITE OR THE CONTENT. YOU ACKNOWLEDGE THAT CERTAIN PRODUCTS BEAR A RISK OF PERSONAL INJURY, AND YOU FURTHER AGREE TO INDEMNIFY COMPANY, OUR LICENSORS AND SERVICE PROVIDERS, AND OUR AND THEIR RESPECTIVE OFFICERS, DIRECTORS, SHAREHOLDERS, EMPLOYEES, CONTRACTORS, AGENTS, LICENSORS, SUPPLIERS, SUCCESSORS, AND ASSIGNS FROM ANY SUCH INJURY, INCLUDING ANY RESULTING LIABILITY, TO YOU OR ANY THIRD PARTY.

GOVERNING LAW AND JURISDICTION. All matters relating to the Sites, the Content, these Terms, the Products and Services, and any dispute or claim arising therefrom or related thereto (in each case, including non-contractual disputes or claims), shall be governed by and construed in accordance with the laws of the State of Oklahoma without giving effect to any choice or conflict of law provision or rule (whether of the State of Oklahoma or any other jurisdiction). Any legal suit, action or proceeding arising out of, or related to, these Terms, the Products and Services, the Sites or Content shall be instituted exclusively in the federal courts of the United States or the courts of the State of Oklahoma in each case located in the City of Tulsa and County of Tulsa. You waive any and all objections to the exercise of jurisdiction over you by such courts and to venue in such courts.

WAIVER OF JURY TRIAL. EACH PARTY ACKNOWLEDGES AND AGREES THAT ANY CONTROVERSY THAT MAY ARISE UNDER THESE TERMS, INCLUDING ANY SITE, CONTENT, PRODUCT OR SERVICE, IS LIKELY TO INVOLVE COMPLICATED AND DIFFICULT ISSUES AND, THEREFORE, EACH SUCH PARTY IRREVOCABLY AND UNCONDITIONALLY WAIVES ANY RIGHT IT MAY HAVE TO A TRIAL BY JURY IN RESPECT OF ANY LEGAL ACTION ARISING OUT OF OR RELATING TO THESE TERMS, INCLUDING ANY SITE, CONTENT, PRODUCT OR SERVICE, OR THE TRANSACTIONS CONTEMPLATED HEREBY.

COMPLIANCE WITH LAW. You acknowledge and agree that you will comply with all applicable laws, regulations, and ordinances, and that you have and will maintain in effect all the licenses, permissions, authorizations, consents, and permits that it needs to carry out your obligations with respect to any Transaction.

WAIVER AND SEVERABILITY. No waiver by Company of any term or condition set forth in these Terms shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure of Company to assert a right or provision under these Terms shall not constitute a waiver of such right or provision. If any provision of these Terms is held by a court or other tribunal of competent jurisdiction to be invalid, illegal or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of the Terms will continue in full force and effect.

ENTIRE AGREEMENT. These Terms and our Privacy Policy, together with any applicable agreement, constitute the sole and entire agreement between you and Company with respect to the Sites and Content and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, with respect to the Sites and Content.

TERMINATION. You agree that Company may, at our sole discretion, deny you access to the Sites or the Content and disable any username and password associated with you for any reason, including, without limitation, if we believe that you have violated or acted inconsistently with the letter or spirit of these Terms. We reserve the right at any time, and from time to time, to modify or discontinue, temporarily or permanently, the Products, Services or Content offered under the Sites (or any part thereof) with or without notice. You agree that neither Company nor our directors, officers, employees, agents, successors or assigns shall be liable to you or to any third-party for any modification, suspension or discontinuance of the Products, Services or Content offered under the Sites.

NO THIRD PARTY BENEFICIARIES. You acknowledge that these Terms benefit solely you and us (and any other party to a Transaction) and their respective permitted successors and assigns, and nothing in these Terms, express or implied, confers on any other person any legal or equitable right, benefit, or remedy of any nature.